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Insurance description
Pet Insurance pays the veterinary
costs if your pet is ill or has an accident. Some
policies also pay out if the pet dies, is lost or
stolen.
Policies usually limit the amount they will pay out
either by capping the total sum they will pay out in a
year, or place a limit per illness or accident, or place
a cap per claim with the claim period being limited to a
year.
The pet owner will have to make a payment towards any
claim.
Pet insurance will not pay for preventative veterinary
care (such as vaccinations) or elective veterinary care
(such as neutering).
Whilst known as Pet Insurance, insurance is normally
only available for cats and dogs. (Specialist insurance
is available for horses)
Pet Insurance is available in all developed counties and
the precise details of the insurance cover will vary
from policy to policy.
By far the pet insurance company with the biggest piece
of the pie is VPI. VPI covers over 6400 illnesses,
injuries and accidents, there is also additional
coverage for preventive care such as vaccines, heartworm
prevention medications and flea control.
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